There’s more bad news on the way for London-based drivers already hit hard by congestion charging, astronomical parking prices and an army of traffic wardens and wheel clampers - those living in East London are also landed with the most expensive car insurance premiums in the UK.

If that’s no great shock to you, you may be surprised to learn that the nearest rival in a table no-one wants to top is… Bolton!

New research into the most expensive areas in the UK for car insurance revealed that the top seven most costly postcodes are all from London or the North West - Liverpool, South East London, Manchester, Oldham and Wigan completing the list, respectively.

Insurers base their quotes on a number of factors including the levels of car crime in particular areas and the number of reckless drivers in a town.

This means that you could be paying excessively on your car insurance just because the town or city you live in has joined an effective ‘blacklist’.

So what’s the solution?

If you want cheap car insurance you might consider moving to the South West - Taunton, Bristol, Exeter and Truro all feature among the top ten cheapest areas for car insurance.

Then again, if you’re already a resident of Scotland then you can rest comfortably - with Inverness and Aberdeen also appearing on the ‘cheapest car insurance postcodes’ list and Dundee topping the table.

However, if you don’t fancy moving house just to lower your premiums (and let’s face it, who does?) then the best advice is to shop around every year instead of renewing with the same insurer, as each car insurance company weights ‘risk factors’ in different ways.

So the message to drivers due to renew their car insurance

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