Where would you be today if your IRA/401K funds had grown as much as your home has appreciated over the last 5, 10, 20 years?

The social Security Administration provides 89% of all the retirement income. 9 out of 10 Americans are relying on an annual income of $13,500.00/yr. or $1250/mo. Imagine trying to survive on those meager funds!

Do you know how much income you will need to live on when you retire that is above and beyond the amount that Social Security will be providing. Let’s take a look at some hard facts here…

For every $5000.00 of net income you will have to have $2,000,000 in cash put away into a guaranteed investment such as US Treasuries earning 4% annually. How will you get there?

Also with the volatility of the stock market you cannot afford to take a big loss. The government puts restrictions on the amount of contribution you can put back into your retirement plan.

Based on The Rule of 72 at a 10% return your money will double every 7.2 years

Did you realize that you have alternatives to the stock market and under performing assets. Section 408 of the IRS code allow individuals to place real estate into your retirement plan. Not all CPA’s and Attorney’s & Financial Planners are aware of this though.

Imagine using the most stable and virtually risk free vehicle to build your portfolio. Who has the time to manage stocks, mutual funds, and all of the other tools to create wealth? Wouldn’t you rather build it the easy way, using the power of appreciation and time to create huge profits with little or no tax at all?

When placing real estate into your retirement mix you have to be selective. Why risk bad tenants, debt with a mortgage, another real estate bubble or housing market shift. You need to purchase real estate in a major growth path. It must be usable, free of defects or clouds on the title. Also you must be able to use the power of joint tenants to gain leverage.

Ask your self what has been the best purchase you have ever made? Was it your house; where did you buy it? When did you buy it? What is it worth today. Would you like to see a better real estate purchase that will yield you better returns over time than your house did? Try land banking.

Not just any old land it has to have very strict criteria. Growth is the primary engine, what about water, economy, strong tax basis, planned business, community, roads, sewer. Are you starting to see the picture now? would you like to retire rich and create the lifestyle you have always dreamed about?


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